Life Insurance

Protection from the Unknown

Life insurance is an essential part of protecting your family. Find the right policy at the right costs can be confusing. At SJK Wealth Management we make the process simple, working toward making sure your family’s needs are served.

Schedule a Consultation

How does the process work?

  • Let us help determine your need
  • Schedule your pre-screen medical questionnaire
  • We compare offers from dozens of top rated companies
  • Complete the underwriting
  • Accept your new policy
Which Life Insurance is Right for You?

Access to Top Companies at Affordable Rates

SJK Wealth Management works with dozens of Life Insurance Carriers to get you covered

What is life insurance?

There are several different types of life insurance. The two main categories are temporary and permanent. Most people think of term insurance in the temporary category and universal life for permanent. Term Life insurance provides death-benefit protection for a stated time period with a level premium payment. In other words, use it or lose it. Universal Life Insurance, known as UL, is a flexible-premium, adjustable benefit life insurance policy that can also accumulate account value. Premiums and values are based on projections of assumed interest rates, the cost of insurance and the insurance company’s expenses.

Is it right for me?

Today life insurance is a key part of a solid financial plan but how do you know what is appropriate for you? Here at SJK Wealth Management, we can help you decide on the type of insurance that will fulfill your family’s needs and the appropriate amount.

What next?

Give us a call to set up a consultation. We will find the right amount of coverage and compare the most affordable quotes from dozen of term life insurance policies. We will then walk you through the application, underwriting and approval process.

You’re also welcome to give us a call! (during our business hours 9-5pm EST)