What Is Disability Insurance?

If you become too sick or injured for an extended period of time, disability insurance could help cover a portion of your income (including bonus and commissions) that is lost.

Consider Disability Income Protection Before Sick or Injured

• Apply while you are still healthy – Lock in rates now to get the most favorable rates prior to a sickness or injury.
  
• Secure Coverage while still building your career – Are you a professional (doctor, dentist or attorney) – apply before you graduate, with option to increase your coverage as your income grows.
• Customized coverage available – Increase coverage as your income grows. You can even purchase coverage to assist in replacing retirement contributions
• Lock in pricing – once you have coverage and you pay your premium – the insurance company cannot cancel your policy

Disability Insurance Can Help You Pay for:

• Mortgage Payments
  
• Rent Payments
• Car Payment
• Daily Living Expenses

Did You Know?

• Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire.*
  
• According to a Bureau of Labor Statistics 2014 Study, just 33 percent of the U.S. workforce had long-term disability coverage.