Disability Insurance

What Is Disability Insurance?


If you become too sick or injured for an extended period of time, disability insurance could help cover a portion of your income (including bonus and commissions) that is lost.

Consider Disability Income Protection Before Sick or Injured

  • Apply while you are still healthy – Lock in rates now to get the most favorable rates prior to a sickness or injury.
  • Secure Coverage while still building your career – Are you a professional (doctor, dentist or attorney) – apply before you graduate, with option to increase your coverage as your income grows.
  • Customized coverage available – Increase coverage as your income grows. You can even purchase coverage to assist in replacing retirement contributions
  • Lock in pricing – once you have coverage and you pay your premium – the insurance company cannot cancel your policy

Disability Insurance Can Help You Pay for:

  • Mortgage Payments
  • Rent Payments
  • Car Payment
  • Daily Living Expenses

Did You Know?

  • Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire.*
  • According to a Bureau of Labor Statistics 2014 Study, just 33 percent of the U.S. workforce had long-term disability coverage.


* Social Security Fact Sheet, June 2014

Insurance products offered through LPL Financial or its licensed affiliates.